In-House Membership Plan
Affordable dental care — without insurance
A simple yearly membership for patients without dental insurance. Preventive care included, plus savings on treatment.
Ask us about the plan Call or text 754-240-4820
No deductibles · No claims · No annual maximums
Built for patients without insurance
Dental insurance often disappoints — low annual maximums, waiting periods, and a third party with a say in your care. If you don’t have a plan (or yours has run out for the year), our in-house membership is a straightforward alternative: one simple yearly fee, your routine care included, and a member discount on everything else. No claims, no deductibles, and no one but your dentist deciding what you need.
What’s included
- Routine cleanings to keep you healthy
- Comprehensive exams with the doctors
- Necessary digital X-rays
- A member discount on any other treatment you choose
Exact benefits and pricing are simple and flat — call or text us at 754-240-4820 for this year’s rates.
How it works
- Join in a single visit — no paperwork, no claims to file.
- Use it right away — no waiting periods before your benefits start.
- Save at checkout — your member discount is applied automatically.
- Renews yearly — one predictable fee, nothing hidden.
Who it’s for
The membership plan is a fit if you:
- Don’t have dental insurance — self-employed, retired, or between plans.
- Have a plan that’s already hit its annual maximum for the year.
- Want predictable costs and no surprise bills.
- Would rather your dentist — not an insurer — decide what care you need.
A note from Dr. Dillon
Friends outside dentistry ask me all the time: “What’s the best dental insurance?” My background is in economics, so I think in terms of incentives — and the honest answer is that in many cases, finding the right office matters more than finding the right plan.
Most dental insurance carries an annual maximum that hasn’t kept pace with the cost of care, plus waiting periods and rules about what it will and won’t cover. Our membership plan strips all of that away. There’s no third party between you and your care — just a fair, flat fee and recommendations based on what you actually need. Sometimes insurance still makes sense; sometimes the math works better without it. We’ll always give you our honest read.
— Dr. Matthew Dillon, DDS, MAGD
Membership vs. dental insurance — our honest read
Neither is universally “better,” and we’ll tell you which makes sense for you. Insurance can help when someone else (like an employer) is paying the premium — but you’re trading premiums, deductibles, annual maximums, waiting periods, and a third party’s rules for that help. The membership plan is one flat yearly fee: it starts the day you join, has no maximum to run out, and keeps the decisions between you and your dentist. For many patients without employer coverage, the math simply works out better — and the experience is far simpler.
What it costs
Membership is one simple, flat yearly fee per person, with family pricing available — no hidden costs and nothing to file. Because rates can change year to year, we’ll always quote you the current number up front: call or text 754-240-4820, or ask at your visit, and we’ll lay it out plainly. You’ll also see the member price on any treatment before you commit to anything.
Common misconceptions
- “It’s just dental insurance.” It isn’t — there’s no insurer, no claims, and no annual maximum. It’s a direct membership with our office.
- “There must be a catch.” No deductibles, no waiting periods, no surprise bills. Your discount is applied at checkout, and preventive care is included.
- “It only covers cleanings.” Preventive care is included, and you save on all other treatment — from fillings to implants.
- “I’d save more with insurance.” Often not, once premiums and maximums are counted. We’re happy to do the honest math with you.
FAQ
Frequently asked questions
What does the membership plan include?
Your routine preventive care — cleanings, comprehensive exams, and necessary X-rays — plus a member discount on any other treatment. No deductibles, no claims, no annual maximums.
Is it dental insurance?
No. It’s a direct membership with our office — no third-party insurer, no claims, and no one but your dentist deciding your care. One simple yearly fee.
How much is it?
One flat yearly fee per person, with family pricing available. Rates can change year to year, so call or text us at 754-240-4820 for this year’s number.
Can my family join?
Yes — family pricing is available. Just ask and we’ll walk you through it.
Can I use it the same day I join?
Yes. There are no waiting periods — your benefits and member savings apply right away.
What if I also have insurance?
Then you may not need the plan — we’ll help you compare and choose whatever leaves you better off.
Care that’s simple to understand — and to afford.
Ask us about the membership plan, or tell us your situation and we’ll help you choose.
Ask us about the plan Or call or text 754-240-4820